Reckon

Ledger No. 20

Twenty quick tools for everyday money math — no sign-up, figures shown as you type.

Retirement Savings Calculator

Project your balance at retirement, and what it might support each year.

About the 4% estimate

The annual income figure below uses the "4% rule," a common rough guideline for how much a retirement balance can support per year without running out too quickly. It's a planning heuristic, not a guarantee — actual safe withdrawal rates depend on market conditions, retirement length, and other income sources like Social Security. This projection also ignores inflation, fees, and taxes on withdrawals.